This material is intended only for educational purposes to help you, with the guidance of your financial advisor, make informed decisions. We do not provide investment advice or recommendations.
Annuities are long-term products designed for retirement. Early withdrawals may be subject to withdrawal charges. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal tax may apply. Retirement plans such as IRAs, can be tax deferred regardless of whether or not they are funded with an annuity. The purchase of an annuity within a plan does not provide additional tax-deferred treatment of earnings. However, annuities do provide other features and benefits.
Mutual funds and variable annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the fund or the variable contract and its underlying funds, which should be considered carefully before investing. Please contact your financial advisor or call 1-800-858-8850 ext. 6003 to obtain a mutual fund prospectus or 1-800-445-7862 to obtain a variable annuity prospectus. Please read the prospectus carefully before investing.
The Company, its distributors and representatives are not authorized to give legal, tax or accounting advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For advice concerning your situation, consult your professional attorney, tax advisor or accountant.
Annuities are issued by American General Life Insurance Company (AGL), Houston, TX, except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). All products and features may not be available in all states.
Mutual funds and variable annuities are distributed by AIG Capital Services, Inc. (ACS), Member FINRA, 21650 Oxnard St., Suite 750, Woodland Hills, CA 91367-4997, 1-800-445-7862.
AGL, US Life and AIG Capital Services, Inc. are members of American International Group, Inc. (AIG).
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